Introduction
Bank of America offers a range of travel-related benefits and rewards through their credit card programs. Understanding what counts as travel with Bank of America is crucial for maximizing your rewards and taking advantage of the perks offered. In this article, we will explore what types of expenses qualify as travel when using Bank of America credit cards.
Qualifying Travel Expenses
Bank of America considers various expenses as qualifying travel expenses, which can earn you rewards and benefits. These may include:
Airfare
When you use your Bank of America credit card to book flights, the cost of airfare is typically considered a qualifying travel expense. This includes both domestic and international flights.
Hotels and Accommodations
Expenses related to hotel stays, including room charges and taxes, are generally considered travel expenses. Whether you book directly with the hotel or through a third-party platform, such as Expedia, these expenses should count as qualifying travel expenses.
Car Rentals
When you rent a car for your travel needs, the cost of the rental is usually considered a qualifying travel expense. Be sure to use your Bank of America credit card to pay for the rental in order to take advantage of the rewards and benefits.
Cruise Lines
If you’re planning a cruise vacation, Bank of America credit cards often consider expenses related to cruise lines as qualifying travel expenses. This includes the cost of the cruise itself and any additional expenses incurred during the cruise.
Train and Bus Tickets
Bank of America typically counts expenses related to train and bus tickets as qualifying travel expenses. So, if you’re planning to take a train journey or use a bus service for your travel, make sure to use your Bank of America credit card for these expenses.
Tours and Activities
Expenses related to tours and activities during your travels can also count as qualifying travel expenses. Whether you’re booking a guided tour or participating in adventure activities, using your Bank of America credit card can earn you rewards.
Dining and Entertainment
While dining and entertainment expenses are not typically classified as travel expenses, some Bank of America credit cards offer additional rewards for these categories when incurred during travel. Check the specific terms and conditions of your credit card to see if these expenses qualify.
Travel Insurance and Baggage Fees
Bank of America credit cards may also consider expenses such as travel insurance and baggage fees as qualifying travel expenses. These additional costs can add up during your journey, so it’s beneficial to use your credit card to pay for them.
What Doesn’t Qualify as Travel?
It’s important to note that not all expenses will count as travel with Bank of America. Some common examples of expenses that typically do not qualify as travel include:
Groceries and Everyday Purchases
Expenses related to groceries, gas, and other everyday purchases are generally not considered travel expenses. These expenses fall under different spending categories and may have their own rewards or benefits associated with them.
Bills and Utilities
Payments for bills and utilities, such as electricity, water, and internet services, do not qualify as travel expenses. These are regular household expenses and are not directly related to travel.
Retail and Online Shopping
Purchases made at retail stores or online shopping platforms, unless explicitly categorized as travel-related, will not be considered as qualifying travel expenses. Ensure you check the specific terms and conditions of your credit card to understand which purchases qualify.
Conclusion
Understanding what counts as travel with Bank of America is essential for maximizing your rewards and benefits. By using your Bank of America credit card for qualifying travel expenses such as airfare, hotels, car rentals, and more, you can earn rewards that can be redeemed for future travel or other perks. Remember to review the terms and conditions of your specific credit card to fully comprehend what expenses qualify as travel and make the most out of your credit card benefits.